Terms & Conditions

Effective Date: July 27, 2026

Welcome to the Ermonfils Risk Advisors website. By using this website, you agree to the following Terms & Conditions.

Website Use

This website is provided for informational purposes only. You agree to use the website lawfully and not interfere with its operation or security.

No Insurance Coverage Created

Information submitted through this website, including quote requests or contact forms, does not create insurance coverage.

Coverage is not bound, modified, or effective until confirmed in writing by Ermonfils Risk Advisors and, where applicable, the insurance carrier.

Do not assume coverage exists until you receive written confirmation.

Quotes

Insurance quotes are estimates based on the information provided. Final premiums, eligibility, and coverage are determined by the insurance carrier.

Accuracy of Information

You agree to provide accurate and complete information when requesting quotes or contacting our agency.

Intellectual Property

All content on this website, including text, graphics, logos, and branding, is the property of Ermonfils Risk Advisors unless otherwise noted and may not be copied or reproduced without permission.

Limitation of Liability

While we strive to provide accurate information, we do not guarantee that the website will always be error-free or uninterrupted.

Ermonfils Risk Advisors shall not be liable for damages arising from the use of this website.

Third-Party Links

This website may contain links to third-party websites. We are not responsible for their content or privacy practices.

Governing Law

These Terms & Conditions shall be governed by the laws of the State of Florida.